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Weekly Video Spotlight

UPDATED WEEKLY

Weekly Talking Points

Use these weekly talking points to discuss current trends with your clients. Updated weekly to keep your conversations informed and insightful.

Purchase Activity on the Rise
Purchase applications reached their highest levels in nearly a year! This uptick could signal growing buyer confidence, even in a high-rate environment.

Refinancing Activity Steady
While not surging, refinancing held steady through the summer and continues to provide opportunities for clients looking to manage high-interest debt.

Seasonal Trends Matter
The New Year holiday’s midweek timing may have delayed some applications, but activity rebounded quickly. This shows how seasonal adjustments can impact week-to-week fluctuations.

Rates Are Shifting
While rates have been volatile, today’s dip has already brought rates back to last week’s lower levels. This could help mitigate any potential headwinds we’d otherwise expect next week.

LEARN ABOUT DAILY CHANGES

Mortgage Rate Chart

Most important point: the best use of this index is to track the CHANGE from day to day. There are so many things that can cause discrepancies between borrowers, lenders, and quotes. But because we use the same baseline scenario year after year, you can be sure that the CHANGE is a good representation of how rates are moving. Please reach out for any questions! : )